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A UV index reading of 3 to 5 means moderate risk of harm from unprotected sun exposure. Stay in shade near midday when the sun is strongest. If outdoors, wear sun protective clothing, a wide-brimmed hat, and UV-blocking sunglasses. Generously apply broad spectrum SPF 30+ sunscreen every 2 hours, even on cloudy days, and after swimming or sweating. Bright surfaces, such as sand, water, and snow, will increase UV exposure.

A UV index reading of 0 to 2 means low danger from the sun's UV rays for the average person. Wear sunglasses on bright days. If you burn easily, cover up and use broad spectrum SPF 30+ sunscreen. Bright surfaces, such as sand, water, and snow, will increase UV exposure.